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Free Charge-Off Settlement Tracker PDF (Log Your Debt Negotiations)

Track creditors, balances, offers, and call notes in a single charge-off settlement tracker PDF.

Published November 27, 2025

When you negotiate with collectors, it helps to keep every balance, offer, and call in one place. This free tracker creates a clear PDF log to share with counselors, attorneys, or courts.

When to use this

  • A collector made a settlement offer you want to document.
  • You need a paper trail of balances, status, and call notes for disputes.
  • You want to track which accounts are negotiating, agreed, paid, or closed.

How to do it (fast)

  1. Open the Charge-Off Settlement Tracker tool below.
  2. Enter your debtor name, date range, and any case or reference number.
  3. Add each creditor/collector with masked account, balance, offer, status, and notes.
  4. Generate the PDF and download it instantly—no upload required.

Why this helps

  • Keeps all negotiation details in a consistent table you can email or print.
  • Shows balances and offers side by side so you can prioritize settlements.
  • Creates a timestamped log that pairs with letters, disputes, or payment receipts.

Related tools

Not legal advice. Courts set their own rules. Keep your original records.

Open the Charge-Off Settlement Tracker tool