Free Debt Collection Call Log PDF (FDCPA Dispute Worksheet)
Document debt collector calls, letters, and texts with dates, times, and concerns for FDCPA disputes, CFPB complaints, or credit reporting issues.
Published February 22, 2025
Debt collectors often call repeatedly or make promises they don’t follow. A dated call log lets you show exactly what was said, when, and by whom for disputes, CFPB complaints, or credit reporting corrections.
When to use this
- You’re preparing an FDCPA dispute letter or CFPB complaint.
- Collectors keep calling or texting and you want a record of timing.
- You need proof of what was promised about payment plans or call frequency.
How to do it (fast)
- Open the Debt Collection Call Log tool and enter your creditor and collection agency details.
- Add a contact row for each call, voicemail, text, letter, or email with the collector.
- Include the collector name/ID, summary of the conversation, and any concerns or violations.
- Download the PDF log to attach to disputes, complaints, or credit bureau reinvestigations.
Why this helps
- Creates a clear record for harassment claims, misstatements, or broken promises.
- Makes it easier to show regulators, credit bureaus, or lawyers what happened and when.
- Keeps dates and times organized without relying on memory.
Related tools
- Debt Collection Call Log PDF
- Proof of Identity PDF
- Proof of Address Change Letter PDF
- Proof of Ownership PDF
Not legal advice. Courts set their own rules. Keep your original records.
Try the tool to build your own printable call log.
Open Debt Collection Call Log →Runs in your browser • No uploads • Download a clean PDF in minutes
What this log is
A simple worksheet for consumers to document every interaction with a collector. Capture names, account numbers, and summaries so you can prove what was said when challenging harassment or incorrect credit reporting.
How to use it in 5 minutes
- Enter your name, creditor, collection agency, and account/reference number.
- Add a row for each call, voicemail, letter, email, or text as soon as it happens.
- Note the collector’s name or ID, the method, and a short summary of what was said.
- Write any concerns (repeated calls, threats, or promises) while it’s fresh.
- Download the PDF log to attach to disputes, CFPB complaints, or court filings.
Why this matters for debt collectors
Collectors must follow FDCPA rules on timing, language, and honesty. A call log shows patterns of harassment, broken payment promises, or misstatements about lawsuits or credit reporting so you can escalate with evidence.
FAQ
- Can I use this log for a CFPB complaint?
- Yes. You can include the PDF log with a Consumer Financial Protection Bureau complaint to show dates, times, and what the collector said.
- Does this replace legal advice?
- No. It is a worksheet to organize your facts. Talk to a lawyer for strategy or legal advice about your debt situation.
- How long should I keep the log?
- Keep it as long as the debt is in collections or on your credit report, and at least through any dispute or court process.
- Is my data uploaded?
- No. The tool runs in your browser and the PDF is generated locally for download.
- What should I log after each call?
- Record the date and time, the collector’s name or ID, the method, a short summary, and any concerns like repeated calls or misstatements.
- Can I include voicemails or texts?
- Yes. Log calls, voicemails, texts, letters, and emails in one place.
Keep it with your dispute letters and CFPB submissions.