CourtPDF

When you are negotiating with multiple creditors, it’s easy to lose track of who offered what. This free debt settlement tracker helps you record balances, offers, and outcomes in a clear PDF you can review with a counselor, legal aid, or financial advisor.

When to use this

You are trying to settle credit cards, medical bills, or other unsecured debts.
You are working with a debt settlement company or legal aid clinic and need to stay organized.
You want written proof of what each creditor has offered or agreed to.

How to do it (fast)

Enter your name and contact information so the PDF is clearly labeled.
Create a row for each debt, including the creditor name, masked account number, and balance.
Record each settlement offer, including the date, amount, and current status.
Download the PDF and bring it to meetings with your attorney, counselor, or mediator.

Why this helps

Prevents confusion about which creditors have made offers and on what terms.
Helps you compare offers side by side and decide which to prioritize.
Creates a clean paper trail if there is a dispute about what was agreed.

Related tools

Not legal advice. Courts set their own rules. Keep your original records.